UBL IN EQUITY
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52-week range—
Market cap—
P/E · TTM—
As of—
| ₹ CR · FY | FY22 | FY23 | FY24 | FY25 | FY26 | Sep'26 | YOY |
|---|---|---|---|---|---|---|---|
| Profit & loss | |||||||
| Revenue | 5,838 | 7,500 | 8,123 | 8,915 | 9,240 | — | — |
| Operating profit | 697 | 616 | 696 | 841 | 806 | — | — |
| OPM % | 11.9% | 8.2% | 8.6% | 9.4% | 8.7% | — | |
| Interest | 15 | 5 | 7 | 13 | 72 | — | — |
| Profit before tax | 494 | 417 | 551 | 605 | 562 | — | — |
| Net profit | 366 | 305 | 411 | 442 | 413 | — | — |
| NPM % | 6.3% | 4.1% | 5.1% | 5.0% | 4.5% | — | |
| Balance sheet & cash | |||||||
| Total assets | 5,949 | 6,280 | 7,053 | 8,223 | 9,693 | 9,474 | −2.3% |
| Equity | 3,935 | 3,964 | 4,178 | 4,363 | 4,522 | 4,560 | +0.8% |
| Debt | 10 | 16 | 102 | 620 | 1,317 | 1,119 | −15% |
| Cash from ops | 900 | -120 | 70 | 214 | 435 | — | — |
| Capex | — | — | — | — | — | — | — |
| CHECK | RESULT | VALUE |
|---|---|---|
| Net profit positive | n/a | — |
| Operating cash flow positive | n/a | — |
| ROA improved | n/a | 4.3% → — |
| Cash from ops > net profit | n/a | — |
| Leverage fell | ✓ PASS | 0.14 → 0.12 |
| Current ratio improved | n/a | — → — |
| Gross margin improved | n/a | 8.7% → — |
| Asset turnover improved | n/a | 0.95 → — |
| Interest cover above 3× | n/a | — |
| ₹ CR · QUARTER | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 | Q2 FY27 | YOY |
|---|---|---|---|---|---|---|---|---|---|
| Profit & loss | |||||||||
| Revenue | 2,000 | 2,323 | 2,864 | 2,053 | 2,073 | 2,250 | 3,067 | 2,537 | +23.6% |
| Operating profit | 141 | 187 | 311 | 130 | 226 | 139 | 283 |
| 259 |
| +99.2% |
| OPM % | 7.0% | 8.0% | 10.9% | 6.3% | 10.9% | 6.2% | 9.2% | 10.2% |
| Interest | 3 | 6 | 11 | 15 | 17 | 29 | 23 | 28 | +86.7% |
| Profit before tax | 61 | 132 | 248 | 66 | 132 | 116 | 224 | 183 | +177.3% |
| Net profit | 39 | 98 | 184 | 46 | 81 | 102 | 166 | 135 | +193.5% |
| NPM % | 1.9% | 4.2% | 6.4% | 2.2% | 3.9% | 4.5% | 5.4% | 5.3% |