JIOFIN IN EQUITY
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52-week range—
Market cap—
P/E · TTM—
As of—
| ₹ CR · FY | FY23 | FY24 | FY25 | FY26 | Sep'26 | YOY |
|---|---|---|---|---|---|---|
| Profit & loss | ||||||
| Revenue | 45 | 1,855 | 2,043 | 3,521 | — | — |
| Operating profit | 39 | 1,559 | 1,549 | 2,312 | — | — |
| OPM % | 86.7% | 84.0% | 75.8% | 65.7% | — | |
| Interest | 0 | 10 | 8 | 745 | — | — |
| Profit before tax | 49 | 1,956 | 1,947 | 1,912 | — | — |
| Net profit | 31 | 1,605 | 1,613 | 1,561 | — | — |
| NPM % | 68.9% | 86.5% | 79.0% | 44.3% | — | |
| Balance sheet & cash | ||||||
| Total assets | 1,14,930 | 1,44,863 | 1,33,500 | 1,63,467 | 1,81,666 | +11.1% |
| Equity | 1,14,120 | 1,39,147 | 1,23,496 | 1,33,853 | 1,29,595 | −3.2% |
| Debt | 743 | 0 | 3,970 | 21,768 | 41,325 | +89.8% |
| Cash from ops | 2,055 | -678 | -10,089 | -15,439 | — | — |
| Capex | — | — | — | — | — | — |
| CHECK | RESULT | VALUE |
|---|---|---|
| Net profit positive | n/a | — |
| Operating cash flow positive | n/a | — |
| ROA improved | n/a | 1.0% → — |
| Cash from ops > net profit | n/a | — |
| Leverage fell | ✗ FAIL | 0.13 → 0.23 |
| Current ratio improved | n/a | — → — |
| Gross margin improved | n/a | 65.7% → — |
| Asset turnover improved | n/a | 0.02 → — |
| Interest cover above 3× | n/a | — |
| ₹ CR · QUARTER | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 | Q2 FY27 | YOY |
|---|---|---|---|---|---|---|---|---|---|
| Profit & loss | |||||||||
| Revenue | 438 | 493 | 612 | 981 | 901 | 1,019 | 2,004 | 1,699 | +73.2% |
| Operating profit | 313 | 338 | 457 | 688 | 555 | 605 | 1,397 |
| 1,078 |
| +56.7% |
| OPM % | 71.5% | 68.6% | 74.7% | 70.1% | 61.6% | 59.4% | 69.7% | 63.4% |
| Interest | 0 | 8 | 99 | 136 | 212 | 298 | 418 | 578 | +325% |
| Profit before tax | 377 | 396 | 419 | 783 | 371 | 339 | 970 | 489 | −37.5% |
| Net profit | 295 | 316 | 325 | 695 | 269 | 272 | 830 | 340 | −51.1% |
| NPM % | 67.4% | 64.1% | 53.1% | 70.8% | 29.9% | 26.7% | 41.4% | 20.0% |